I’ve been trying to get a credit card for a while. I need it to do things like book taxis, buy theatre tickets, train tickets, and plane tickets.
The first time I was rejected, I assumed it was because I was a student with no income.
The second time, I thought it was because I had a basic account with the pitiful Solo debit card. As I’ve mentioned before, banks give this kind of card to people they don’t trust. So as soon as I could, I upgraded to a normal current account.
The third time I was rejected, I was told that it was because I needed to have my current account for at least four months.
The fourth time I was rejected, I discovered that, actually, banks don’t give people credit cards until they’ve lived in the UK for two or three years. Great! Months and months more to wait until I can book taxis, buy theatre, train and plane tickets.
Then my friend Bettina told me about a credit card for people with bad credit histories. In fact, I have a perfect credit history — it’s just not long enough in this country.
I applied for the card last week and it arrived today. Eagerly, I ripped open the envelope, ignored the card and scanned the letter. I have a credit limit of Â£260 (about AUD530). It’s a whole Â£10 above the minimum credit limit they offer, how lucky am I!
Well, at least it’s enough for a taxi ride!